No-cost employee benefit

Your healthcare costs keep going up. Your employees keep getting less.

What if you could fix both, at no cost?

A new employee benefit that costs your business nothing, costs your employees nothing, and gives your team $0 copay healthcare, free prescriptions and automatic retirement savings.

Watch · 1:24How business owners are slashing healthcare costs while their employees get better benefits than ever.
  • ERISA-compliant
  • No disruption to your current plan
  • Most businesses live in 3–6 weeks
Right now in America

Healthcare is bankrupting your business, and breaking your team.

47%

Employer premiums have increased 47% in the last decade. And your next renewal will be even higher.

$12K+

The average family spends $12,000+ per year out of pocket. That stress shows up at work.

High
deductibles

Your team avoids the doctor until it's an emergency. That costs everyone more in the long run.

Confusing
packages

Traditional benefits are expensive for you and confusing for your team. Most employees don't understand what they have.

What your team gets, at no cost

The employee benefit that pays for itself.

$0 copays, free prescriptions, automatic retirement funding and no disruption to your current plan.

Retirement
Up to $1,100/yr

Automatically deposited into each employee's retirement account. Up to $1,100 a year.

$0 copays

Urgent, primary, virtual care and mental health counseling.

$0 prescriptions

Shipped directly to their door.

Free lab work

Labs and diagnostics at no cost.

70% off bills

Bill reduction lowers existing medical bills by an average of 70%.

$1,000–$2,800/yr

In additional wellness rewards for each employee.

A team talking in a bright office
Two minutes a month.That's all the simple self-care it takes.
The plan flips the model.

It rewards your employees for taking care of their health, and the savings flow back to your business automatically.

How it works

Three steps. Live in weeks.

  1. 0115 minutes

    Book a free 15-minute consultation

    Dr. Curt Collins reviews your current benefits, team size and goals. He'll tell you straight whether your business qualifies, and whether it makes sense for your team.

  2. 02Your numbers

    See the real numbers

    A clear picture of what your employees would receive, how the plan is funded and what it means for your bottom line. Plain math, start to finish.

  3. 033–6 weeks

    Dr. Collins guides the whole process

    If it's a fit, Dr. Collins personally walks you through setup. Most businesses are up and running within 3 to 6 weeks.

Book my free consultation No disruption to your current plan. No catch.
Is this right for your business?

Built for teams of 10 or more.

  • You have 10 or more W‑2 employees
  • You offer a health plan now, or you've wanted to but couldn't afford it
  • You're tired of rising premiums and want lower costs without cutting benefits
  • You want a benefit your team will use and appreciate
  • You want an expert to handle setup so you can focus on running your business
This is not for…

Businesses with fewer than 10 W‑2 employees.

A 1099 plan is coming soon.

Not sure if you qualify? Book the consultation anyway. It's free, and Dr. Collins will tell you straight.

See if I qualify
Dr. Curt Collins speaking on stage
Meet Dr. Curt Collins

A doctor who still puts people first.

Dr. Collins spent 15 years caring for patients as a chiropractor and regenerative medicine doctor. He saw how often good people went without care because their benefits fell short. Tomorrow Doctor is his answer: real care for your team, at no cost.

Schedule your free consultation
For partners

Know business owners? Earn every month.

Become a partner

Full details come after you sign up.

Introduce business owners you know.
Our team does the rest. You get paid monthly.
It fits alongside your job.
Employer guides

Ideas your team will notice.

Short, practical reads on benefits and perks that add value without adding cost.

Read Employer Guides
Featured guideNo-Cost Employee Benefits: 9 Ideas Employers Can OfferRead the guide →
FAQ

Straight answers.

Still not sure? Book the free call and Dr. Collins will tell you straight.

Read our employer guides →

See all questions and the full benefits list →

Does it replace our health plan?

No. It works alongside your current plan with no disruption. It can also stand alone if you don't offer major medical today.

Is it really no cost?

It's designed to run at no net cost to the employer, with no cut to take-home pay. Eligibility and program rules apply. On the free call, Dr. Collins shows you exactly how the plan is funded.

How long does it take?

The first call is 15 minutes. Most businesses are live in 3–6 weeks, and you can start any time of year.

Who qualifies?

Businesses with 10 or more W‑2 employees. A 1099 plan is coming soon.